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Simple way to Pay, Save, and Grow your Money.

Pay for your daily needs, save for tomorrow, or invest for a better future — all in one place.

Make every penny work for you

Save, invest, and pay — all in one app built for your daily life.

Save with Confidence

Save with Confidence

Saving is simple and stress-free with iPay. Build a safety net for anything life brings your way.

Start Saving Today

Invest Smart for a ,[object Object], Brighter Tomorrow

Invest Smart for a Brighter Tomorrow

Let your money grow while you focus on living. With iPay, your future looks better every day.

See Investment Options

Pay Without Limits

Pay Without Limits

Handle your daily payments the smart way — airtime, data, electricity, and more. Fast, simple, and always on time.

Start Paying Now

Simple, fast, and made for you

Quick Payments

Pay anyone, anytime, anywhere. From your morning ride to your online shopping, iPay makes it fast and smooth.

Quick Payments

Save Effortlessly

Put money aside for emergencies or goals. Watch it grow with great returns.

Save Effortlessly

Invest Smartly

Explore simple investment plans made for your peace of mind.

Invest Smartly

Get Instant Loans

Need a boost? Get quick access to loans when you’ve been saving or investing with us.

Get Instant Loans

What can you do with iPay?

Pay for your rides and trips

Pay for your rides and trips

Move smoothly by paying for your travels with iPay.

Secure your business future

Secure your business future

Save for up to 12 months and enjoy 5% monthly interest to grow your business plans.

Use it worldwide

Use it worldwide

Fast, safe payments that work wherever you are.

Earn rewards

Earn rewards

Get bonuses when you refer friends to save, invest, or make transactions.

No hidden fees

No hidden fees

What you see is what you get. We don’t sneak in charges on your savings package.

Use it anywhere — web or mobile

Use it anywhere — web or mobile

Whether you’re on your phone or laptop, iPay is ready whenever you are.

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No paper work or documents needed! Apply to get a loan

If you’ve been saving or investing with us, you’re already halfway there. Apply straight from the app and get a quick approval — often in just 1 minute.

Getting Started is Quick and Easy

You’ll be up and running in under 4 minutes.

Download iPay App

Available on Android and iPhone.

Create Your Account

Just a few details and you’re good to go.

Start Using iPay

Pay bills, send money, buy airtime and data, invest, save — all in one app.

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What people are saying about iPay

“Saving was hard for me until I started using iPay. Now I set small goals and watch my money grow monthly. It’s like having my own little bank in my phone.”

Aisha Bello

Aisha Bello

Lagos, Nigeria

“I use iPay to pay for electricity and data. It’s quick, it never fails, and I even get rewards for using it. Simple things like this make a big difference.”

Kwame Mensah

Kwame Mensah

Accra, Ghana

“I saved for six months with iPay and used the interest to support my small fashion business. The process is smooth and they explain everything well.”

Fatou Diarra

Fatou Diarra

Bamako, Mali

“Inviting my friends to use iPay has actually been rewarding. I got bonuses just for referrals, and they also love how fast everything works.”

Blessing Eze

Blessing Eze

Port Harcourt, Nigeria

I was able to invest part of my salary last month, and the returns came exactly as promised. With iPay, I feel more confident about my future.

Chidinma Uzo

Chidinma Uzo

Enugu, Nigeria

“I needed a quick loan last month, and because I’ve been saving with iPay, I got approval within minutes. No paperwork, no stress.”

Tunde Okoro

Tunde Okoro

Abuja, Nigeria

“As a small business owner, iPay has made it easier for me to manage both my savings and my transactions in one place. It’s a lifesaver.”

Samuel Abebe

Samuel Abebe

Addis Ababa, Ethopia

What I love most is that everything is in one place — savings, bills, airtime, even loans. I don’t jump from app to app anymore.

John Mwangi

John Mwangi

Nairobi, Kenya

With iPay, I didn’t have to worry about late bill payments anymore. The reminders help a lot and paying is just a few taps. So convenient.

Mpho Dlamini

Mpho Dlamini

Johannesbug, South Africa

Got questions? We have answers

What is iPay?
Do I pay a fee for using iPay?
How much can I start with?
How safe is my Money on iPay?
Can iPay give better returns than banks?
What is the Interest Rate on iPay?

Everything you need, in one place.

No need to juggle apps or accounts anymore. Manage your money easily with iPay.

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